If insurance is just an entity taking over payment over for a policy holder, can’t all practices take all insurance? Why should it matter which entity is footing the bill? They’d be happy to charge me full price, regardless, and I’m not an entity with money. Trying to find a dentist that takes Medicaid is hellish.
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Most insurance companies negotiate a bulk rate discount with the provider.
Medicare and Medicaid, in particular, demand a very steep discount that not all providers are willing to accept.
In addition, every insurance provider has their own paperwork requirements, their own list of what services they will and will not cover; it’s not usually worth it for a practice to learn all the details of every single plan when they can fill up their appointments with just a few.
(Bigger practices usually have someone on staff whose sole function is handling insurance paperwork.)
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