Bank sends wrong person $ and it immediately has to be returned or charged will be filed. If I Zelle the wrong person, I am straight SOL. Why the difference?

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Exactly what title says, why is there no way to recoup zelle definitely or wire transfer(maybe?) but if banks send money to wrong person there are severe penalties for not returning.

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Anonymous 0 Comments

Not the same, but I once had someone pull back funds on Venmo. The whole thing seemed like a scam though honestly.

They sent me $20, then the next day requested the money back, claiming that they sent it by mistake to the wrong John Doe please return

I thought that was very suspicious at worst, or very careless at best, so I ignored the request in case it was something shady.

They sent another request the next day again, which I ignored.

On the 3rd day, Venmo refunded the $20 directly from my account.

I still think it might have been a scam all along, but I guess I’ll never know. Maybe they are trying to verify active accounts or something so that they can determine who to pursue? I have no idea.

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