“Systematic racism” refers to racism at a “system” level, rather than an individual level. It looks at the bigger picture of how society operates.
For example, an Asian family moves into your street and people throw bricks through their window and set their garden on fire. These are overt acts of individual racism.
Banks not lending money to live in a nice area, estate agents not showing them properties in the areas, these sorts of things that stop the from moving there in the first place are acts of systematic racism.
The often unconscious/refusal to accept systematic racism is what makes it so dangerous.
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