eli5 employee benefits deductible

Question

i am simply not understanding what exactly a deductible is does that mean
if my deductible is 3,000 and i use to it to go to therapy i have to pay 3,000 in therapy sessions before they start to cover it or like how does it work?
(i’m 25 and don’t rlly have parents to explain it to me and google is just confusing me)

In: Economics

Answer 1

make sure your health plan covers therapists. And typically insurance will cover some amount even before you hit your deductible