Native populations were good at predicting storms and preparing appropriately to minimize damage and loss of life.
Non-natives died and rebuilt. The history of Florida is incredibly interesting if you like the topic. It wasn’t until the early 1900s that anyone bothered trying to build anything significant. It was pretty much regarded as useless land until one dude bought a whole bunch and marketed it. Miami was completely destroyed once and rebuilt “better.” I could go on forever.
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