They often didn’t.
There was a town called Indianola in Texas which was wiped out by a hurricane. They rebuilt, and another Hurricane came and wiped them out again. So they gave up. There is a plaque in a nature preserve that you can visit but there is no more Indianola.
Also, they learned to build inland. Galveston was a busy port town but stayed small due to hurricane risk. People settled inland near Houston.
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