They don’t. The bananas you eat are a seedless cultivar (=variation of a plant species) bred for food. Wild bananas [look like this](https://en.wikipedia.org/wiki/Banana#/media/File:Inside_a_wild-type_banana.jpg).
Like many plants, banana plants can reproduce through small pieces of themselves. If you take a new banana shoot off an existing plant, cut it off, and plant it separately, you’ll get a new independent banana tree identical to the original. Nearly all bananas trees grown today are clones or near-clones of a few closely-related trees. But they wouldn’t reproduce on their own, really; they need human intervention to do so.
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