Eli5 how does a FSA in US Healthcare work?

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It is insurance time soon. We have the option of a flexible spending account.

I wear glasses, and need new ones every year or so.

I take 2 thyroid meds because mine was removed. I have to take them. I take a couple of others as well.

I do not understand the FSA, and am not sure if I need one. I have about $100 USD in meds co-pays a month, and $25 co-pays for at least 8 doctor visits a year for blood work for the thyroid stuff.

My coworkers are better at adulting, and I do not want to ask around at work…

So do I need one, and how does it work? Thanks in advance.

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