What does a deductible mean and why do you still have to spend money when you go to a doctor if you pay for insurance every month?
What are the other fancy words I need to know?
How do you know if something is a good deal?
In: 399
A deductible isn’t specific to Healy insurance, but exists in various types of insurance. It’s an amount that you need to spend before the insurance kicks in.
You need to still pay the doctor in many instances because that is how the insurance contract is written. Generally, the aim of small copays like that is to help prevent people from getting services they really don’t need.
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