eli5: How does the insurance scam where the “victim” gets “hit” by a car work?

Question

Isn’t it a case of word agains word unless there’s backing witnesses or a recording of the event?

Does the “victim” have to get injured? How badly?

In: 0

Answer 1

If it’s a scam they might have a witness near by or the driver might not realise it is a scam and admit they hit the person. Injury is subjective, some people might have not problem with breaking a few limbs for 30k and things like back pain or mental pain can be faked