ELI5- How is Telegram/Signal better in terms of privacy then say Whatsapp

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As both Telegram and Signal require a phone number to register, so how are they better than Whatsapp in terms of privacy etc.?

What other apps can do something like this? Is it safe to use banking apps in phones?

[https://arstechnica.com/tech-policy/2024/03/facebook-secretly-spied-on-snapchat-usage-to-confuse-advertisers-court-docs-say/](https://arstechnica.com/tech-policy/2024/03/facebook-secretly-spied-on-snapchat-usage-to-confuse-advertisers-court-docs-say/)

Lastly telegram has bots and channels which can be used to download movies, books or videos from other social media websites. Can these companies take action against a downloader for piracy?

In: Technology

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As both Telegram and Signal require a phone number to register, so how are they better than Whatsapp in terms of privacy etc.?

What other apps can do something like this? Is it safe to use banking apps in phones?

[https://arstechnica.com/tech-policy/2024/03/facebook-secretly-spied-on-snapchat-usage-to-confuse-advertisers-court-docs-say/](https://arstechnica.com/tech-policy/2024/03/facebook-secretly-spied-on-snapchat-usage-to-confuse-advertisers-court-docs-say/)

Lastly telegram has bots and channels which can be used to download movies, books or videos from other social media websites. Can these companies take action against a downloader for piracy?

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