It’s weird to me. I recently applied for a bunch of rentals and my lack of credit has been the main thing holding me back. I have resolved to get a secured credit card but like how tf do people usually build credit anyway? I got denied by several other credit cards.
I also tried to apply for a loan earlier last year for a tow behind camper and even with 10k down on a 16k camper they said no. It’s like they can’t comprehend what I mean when I said I don’t have a credit score…it’s not a bad credit score….it’s that I have literally zero history. I’ve paid for everything in full including my car and the travel trailer that I ended up buying and yet I’m punished for it.
Anyways, how do most people get their name in the system? Is it always with a secured credit card?
In: Economics
Get a Macy’s credit card. (not sure if they are still easy to get)
I went in when I was younger and bought a home stereo and put in on a macys card. Got a nice discount too. My brother was even smarter and bought the Pioneer SX-780 with the HPM-50 speakers. This was back when Macys sold stereo gear.
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