I understand what HOA’s do, and was first introduced to the term in a condo building (not mine). I understand in a condo building, or high rise, you’re all sharing one building and need to contribute to that building’s maintenance. But I don’t understand HOA’s in neighborhoods…when you live in your own house. Is it only certain neighborhoods? I know someone who lives on a nice street in a suburb and there’s no HOA. Who decides if there is one, and what do neighborhood HOA’s exist for? Are you allowed to opt out?
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HOA is not just an American thing.
I’m in Europe, we have those too. The one in my area collects annual fees of about 100 eur, this money is used for road maintenance, non-drinking water (to water people’s gardens), currently they’re considering building light poles because at the moment all streets here are dark, the only light is from people’s houses. In summer they’ll arrange pickup of garden waste, downed trees and all that. In winter they arrange snow plows.
Nobody objects to it, the fee isn’t huge and the services are obvious.
There’s none of that totalitarian shit that you hear about, they will only tell you to do something if it actually affects the neighbours, like trees that have grown too large and need trimming, or unkept garden with some pest infestation.
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