I understand what HOA’s do, and was first introduced to the term in a condo building (not mine). I understand in a condo building, or high rise, you’re all sharing one building and need to contribute to that building’s maintenance. But I don’t understand HOA’s in neighborhoods…when you live in your own house. Is it only certain neighborhoods? I know someone who lives on a nice street in a suburb and there’s no HOA. Who decides if there is one, and what do neighborhood HOA’s exist for? Are you allowed to opt out?
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Sometimes I’ll drive around neighborhoods that obviously don’t have HOAs and realize I’m very glad mine does, at least from a clean yard’s perspective. Mandating nice looking yards (doesn’t even have to be grass), and regular maintenance and upkeep of the house does so much.
Some neighborhoods could look one thousand times better if they had regular yard work and some fresh paint on the houses.
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