I understand what HOA’s do, and was first introduced to the term in a condo building (not mine). I understand in a condo building, or high rise, you’re all sharing one building and need to contribute to that building’s maintenance. But I don’t understand HOA’s in neighborhoods…when you live in your own house. Is it only certain neighborhoods? I know someone who lives on a nice street in a suburb and there’s no HOA. Who decides if there is one, and what do neighborhood HOA’s exist for? Are you allowed to opt out?
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Our HOA just got together last weekend and replaced all the planks on the dock. Doing the work ourselves with volunteer labor rather than paying someone saved the community thousands, and keeps our dues even lower. Last year we all got together and replaced the community playground. Some volunteers got quotes from local companies, then met up to find the cheapest one, found volunteers to get the wood chips donated, etc. when there are storms and limbs fall from trees, the HOA prez calls a landscaping company to do clean up if no one can handle the big mess. We put picnic tables around when we have a few extra bucks, plan Easter egg hunt, get santa to come through, etc.
I know we like to hate on the HOA, but they do a lot of good. You just hear the horror stories because it’s more interesting than the good shit.
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