Because there are a lot of people involved. When we adopted, we had a social worker who had to ensure that we were appropriate adoptive parents and that we knew what we were getting into. We had to have a lawyer prepare the appropriate paperwork, we had to obtain consent from the birth mom, get evidence that we were trying to contact the birth father, and so on. Everybody involved did that for a living, and they need to be paid by someone. For us, it was a chunk of change (about the price of buying a decent quality used car), but there were tax credits that significantly helped with that.
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