Eli5: Where does the government get its debt from and why is it bad for government debt to increase?

1.11K views

Who does the government borrow money off to get credit to increase spending? And why is it seen as so bad for the government to increase its debt? I guess the main thing that I want to know is who holds a government accountable for their debt and what will happen if a government just continues to borrow and increase their debt?

In: Economics

7 Answers

Anonymous 0 Comments

>Who does the government borrow money off to get credit to increase spending?

Anyone willing to lend it to them. A lot of countries sell bonds which are sold at a discount to the face value (like ‘buying’ a $10 bill for $9) and also collect interest. These have a set maturity date.

This is pretty popular because its about as safe of an investment as you can make. Its even safer than simply keeping cash in a safe since it accounts for inflation.

> And why is it seen as so bad for the government to increase its debt?

There’s some risk in borrowing and lending. People occasionally don’t pay back their debts. But a sovereign country is generally a safe bet though it does happen.

> who holds a government accountable for their debt and what will happen if a government just continues to borrow and increase their debt?

whoever lent them the money. If borrowing from a country is seen as risk then interest rates might be higher to induce more people to take a chance. Taxes may go up and spending gets cut if that happens and people want better reassurance that they aren’t going to lose money. So its a balance to figure out the benefits of borrowing now (you can’t pay wages for workers on promises but those workers do important work) without overextending yourself.

You are viewing 1 out of 7 answers, click here to view all answers.