It seems to me (hence this question), that storing all your passwords online and accessing them with a single “unlock” password would be extremely dangerous. If the locker service is itself hacked, then the hackers will have ALL your passwords for the price of getting one password.
In: Technology
A year or two ago lastpass got hacked so it has happened and everyone on the service had to go change their master password. Luckily they caught it fast.
Ultimately people have a lot of credentials, which leave a few options. You can use the same password everywhere, but if one account gets hacked they have the password to all your accounts. If you don’t do this they you are going to have a list of passwords. Online vaults are simply more secure then putting the password on a list on your computer, even if you encrypt your list, if the computer crashes you lose all your passwords.
To simplify, there is no zero risk when it comes to credentials but the online secure vault is the least risk for disaster recovery and being compromised. Secure only means more secure than other options.
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