Eli5 why can’t you access Pensions before 55?

366 views

Why can’t I access money that I have earn’t before the age 55. For instance I’m 30 and I have a pension from an old job that is not my main pension. It has 1k in it, I could do with the money now but everywhere I look it says you can’t access it till your 55? It’s my money I don’t understand how they can keep it from me unless I pay some ridiculous early withdrawal tax of 50%?

In: 0

9 Answers

Anonymous 0 Comments

Because it’s not your money but the money of elderly pension insurance.

Detail of the system will vary on countries but the idea is to make people self-sustainable when they retire and live without a job.

Think of it as a tax. It’s not your money anymore. And the number you see is a budget that is placed on future you.

You are viewing 1 out of 9 answers, click here to view all answers.