Let’s say its near the end of the 3rd quarter, the clock is ticking down, it doesn’t look like your team will be able to get the play off on time. You call a timeout with 1 second left.
Now it doesn’t matter if the next play takes 1 second or 100 seconds, you still get to run one play. Then the quarter will end. Play doesn’t stop in the middle just because the clock runs out. Same at the end of the half or even the end of the game. As long as the ball is considered “live” by the rules you keep playing.
Calling that timeout gives you one more play. That one more play might be the difference between scoring or not scoring, between winning or not winning. Especially if you are behind at that point you want as many opportunities to run plays as you can. Conversely if you are ahead you probably want to avoid stopping the clock or delaying things, because the sooner the game ends, the better your chance of winning.
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