eli5: why do we still rely on hand signatures to validate contracts?

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aren’t by now easy to fake? (e.g hand-writing robots)

Plus we often do digital signatures, which are basically a jpg on top of a PDF document, no?

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Anonymous 0 Comments

I sign contracts on a very regular basis, it has been well over 10 years since I used a wet signature. Docusign or similar systems are the most common way I sign documents. Heck, even a lease I co-signed for my daughter was a digital signature.

The misconception about signatures is that it is used to compare to a different signature to prove it is valid. This was used at times with banks to check signatures on checks, but it is very error prone and that was when check forging was at its peak before we mostly shifted to other ways of transferring funds.

If a signature is challenged it is a civil case. In short you have to state under oath that you are not the person that signed the contract, and then the other side needs to present additional evidence that indeed you are the one that signed the contract.

A legal signature can be an X and one of the reasons the witnesses end up being as important as the signature itself.

But also a lot of people will not want to commit perjury.

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