For example, I just renewed by subscription to Crave, which is basically the Canadian HBO Max. I could buy it for $20 a month or $200 for the year. I did the year, saving myself about $40. Why do services do this?
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There’s also swipe fees / swipe charges / interchange fees / whichever label you want to use. Those start as a percentage of the transaction but reach an upper limit, which means when the yearly subscription cost is broken down to 12 individual months then there is added hassle on the behind-the-scenes to handle 12 times as many payments per year and so on and so forth.
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