[ELI5] Why we can just skip the PIN when using our cards?

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You know when it gets to the PIN screen, sometimes it’ll say, “Press cancel/enter to continue” and you can just… bypass the PIN. Doesn’t that just defeat the purpose of the PIN?

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17 Answers

Anonymous 0 Comments

At least in Spain the law was that you need to identify yourself as someone that is authorized to use the card.
One way is to present your ID and verify that you are the card’s name holder.
The other one is by entering the pin to validate the transaction. Only the people authorized to use the card should know the PIN.
So if you present the ID that should be enough so there has to be a way to waver the entering of the PIN.
That was ar least how i was taught 20 years ago when worked retail during uni.

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