[ELI5] Why we can just skip the PIN when using our cards?

Question

You know when it gets to the PIN screen, sometimes it’ll say, “Press cancel/enter to continue” and you can just… bypass the PIN. Doesn’t that just defeat the purpose of the PIN?

In: 247

Answer 1

Having worked retail I can answer this one. I’d you put in your PIN it runs it as a debit. If you hit the red button to skip you run it as credit.