You know when it gets to the PIN screen, sometimes it’ll say, “Press cancel/enter to continue” and you can just… bypass the PIN. Doesn’t that just defeat the purpose of the PIN?
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Yes, but it’s always a matter of security vs convenience. People realized that the convenience of being fast on payments under a certain threshold is better than the low risk of having some money stolen by a thief that takes your card and goes spending around. Some people have both of the conveniences if they’re paying using their phone since they use other methods other than a PIN to “unlock” the payment, usually a fingerprint ID or a face ID.
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