You know when it gets to the PIN screen, sometimes it’ll say, “Press cancel/enter to continue” and you can just… bypass the PIN. Doesn’t that just defeat the purpose of the PIN?
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Only in the USA. In Canada if the card has a chip you have to enter the PIN. You cannot hit cancel/enter to bypass it. You cannot swipe a chip card as it will say Insert card on the terminal.
However if the chip is damaged you can still insert it 3 – 4 times and then the terminal will say Swipe Card.
4 ways of doing a card transaction at most places. Chip and Pin, Swipe the mag stripe and enter pin, manually enter the card number and CVV, and manually enter card number without CVV. The first two the merchant is not liable for lost/Stolen cards used. The last two the banks may reverse the transaction if disputed and the merchant has to provide more backup to get the money.
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