health insurance deductibles

237 viewsOther

I went to the dentist today and I need to get a mouth guard. My insurance covers the cost 80% plus deductible.

I’ve never had to use my insurance for more than preventative care so I don’t quite understand deductibles.

Basically since I haven’t paid any deductibles will I have to pay full price for the mouth guard? Or is it a set amount I pay.

In: Other

3 Answers

Anonymous 0 Comments

Say you have a $500 deductible. You will pay the first $500, then 20% of the remaining balance. If your procedure is $2000, you pay $500, then 20% of the $1500 remaining, so another $300, for a total of $800 out of pocket.

You are viewing 1 out of 3 answers, click here to view all answers.