How are scammers able to pull money out of someone’s account at an ATM in another country without having the physical debit card?

Question

How are scammers able to pull money out of someone’s account at an ATM in another country without having the physical debit card?

In: 1

Answer 1

They will use leaked information that you either unwillingly provided, (phishing), or got leaked onto the internet through a hack or poor security (doxxing)

Once they have your card long number, expiration date and security code, as well as your address and/or telephone number, they are able to just make payments online or call your bank directly pretending to be you to bypass other securities.