if you use it wisely it’s great.
Example is I bought a new watch that was $150 off but my pay day was 2 weeks away and I didn’t have enough cash
I used afterpay to purchase it and didn’t have to make a payment until my pay day
I was going to get it anyway when I got paid, but I was able to get it earlier and get a good deal
A lot of people don’t use it wisely and will purchase crap they don’t need or can’t afford
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