How do buy now pay later options help the business at all?

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I mean cmon, you’re literally delaying payment for a long time. How does that benefit any business?

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22 Answers

Anonymous 0 Comments

Those businesses usually go through a 3rd party who fronts the cost of the item and takes on the small loan. The business will receive the money instantly while the 3rd party receives the delayed payment plus interest.

Anonymous 0 Comments

It’s not just a sale that might not have happened otherwise, it also ensures them income spread out which might make their taxes more even if they have good years and bad ones. Interest is also a fair point, but if they charge less than inflation, we shouldn’t really consider that.