I purchased a gift card from the Kroger by me and within two days, all the funds had been spent, save for a few dollars. How did the culprit obtain the info as well as the PIN that I set? It was one of the gift cards that’s allegedly safe because the barcode is hidden, but clearly that’s untrue.
Edit: it wasn’t an exposed gift card, I had to tear it away from a perforated envelope of cardboard and then scan it myself through self-checkout. It was one of them that is enclosed in cardboard packaging to prevent any numbers from being exposed.
In: 43
9 times out of 10 they are running a ton of number combinations to see what works. Also these gift cards aren’t printed and sold the same day, so it could be that the numbers got leaked from the vanilla website, but they didn’t pull those cards.
I know I’ve seen some explanations on the personal finance sub that explains it better.
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