Whilst the higher ups presumably have business fronts, surely not everyone has a business to launder money through?
In order to keep their people from moving on they must have to keep money in their pockets though.
Does the average grunt get paid a regular salary by someone? Can they use a bank or do they have to walk around with cash in their pocket all the time?
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They don’t.
In organized crime, money flows *up the ladder*, not down.
The rank-and-file of an organized crime group aren’t collecting a wage from the Boss. They, through various crimes and activities, make illegal income. They have to pass up some amount of this to their direct superior (who collects from all of their underlings and, in turn, pays a certain amount to the Boss), and whatever remains after the kick-ups is theirs to keep.
Its basically a pyramid scheme. The rank-and-file (and the middle-management) have to ensure they collecting enough cash in order to pass up the ladder so they don’t get …..ah, ‘cut loose’. This means they have to find things to earn money on, from extortion to fraud to ….. basically anything illegal.
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