No one is having their bank accounts hacked. Banks have significant protection against anyone accessing their networks and internals. It’s not happening.
When someone says their account was “hacked”, they really mean they were scammed and unintentionally gave their login info to a malicious 3rd party pretending to be the bank. This is usually called social engineering or phishing. The other option is that they’ve installed malicious software unintentionally on their computer, and that software recorded their username and password and sent it to the malicious 3rd party.
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