How do restaurants charge your card for the tip if they already ran your card and gave it back to you before giving you the receipt you wrote the tip on?
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In short, when you swipe a card, you get authorizatoin for one transaction.
That transaction doesn’t need to be immediate, there is a timeout, usually a few minutes or it is on pending for that bank day, it depends on the bank.
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You might ask what prevents the server for putting in any amount?
Few things, Usually the POS software doesn’t allow manual input, doing that is a serious crime with jail time and tips are usually marked as separate items and if it is in excess amount, the bank can block the transaction.
You can also dispute the charge, but that not always works. Since it is rather hard to differentiate between fraudulent sellers from fraudulent buyers. The stores themselves also need to be protected
The service taking the payments runs a pre-authorization for the amount of the bill, then there is a process on the backend of the payment system called “reconciliation” where the pre-auth amount is “posted” with the tip added. Usually reconciliation happens overnight, but depending on the number of transactions, it may take a day or two to actually post.
In short, when you swipe a card, you get authorizatoin for one transaction.
That transaction doesn’t need to be immediate, there is a timeout, usually a few minutes or it is on pending for that bank day, it depends on the bank.
—
You might ask what prevents the server for putting in any amount?
Few things, Usually the POS software doesn’t allow manual input, doing that is a serious crime with jail time and tips are usually marked as separate items and if it is in excess amount, the bank can block the transaction.
You can also dispute the charge, but that not always works. Since it is rather hard to differentiate between fraudulent sellers from fraudulent buyers. The stores themselves also need to be protected
The service taking the payments runs a pre-authorization for the amount of the bill, then there is a process on the backend of the payment system called “reconciliation” where the pre-auth amount is “posted” with the tip added. Usually reconciliation happens overnight, but depending on the number of transactions, it may take a day or two to actually post.
We have to do more fcking work. Basically. Then our boss comes and demands some so he can give it to the other staff that he isn’t paying a living wage to. When we complain, he asks us why we don’t want to share our money. With a completely straight face.
We have to do more fcking work. Basically. Then our boss comes and demands some so he can give it to the other staff that he isn’t paying a living wage to. When we complain, he asks us why we don’t want to share our money. With a completely straight face.
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