How does current account work in the US? Can anyone just charge you?

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I’ve seen a thread on xbox about a guy who got charged tax by an online store a couple of weeks after the sale. How does that work? In Europe your account doesn’t simply get charged unless you give explicit permission for a company to do so, for example utilities or phone bill. Can anyone charge anyone’s account? How do you deal with that?

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Anonymous 0 Comments

Up until the PSD2 directive came into effect in 2019, this was possible in Europe, too. As soon as a business had your card number, they could just charge you whatever they wanted to whenever they wanted.

Technically, I think they probably still can, but it is no longer allowed, so they might get into legal trouble.

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