A power bank stores electric charge in it’s battery. There’s no such thing as “non-running batteries”, the closest you can get to that is having a completely discharged battery, which would be quite bad and kinda impossible to achieve with modern lithium batteries, as they require a minimum voltage level to operate properly, so you’ll always have some kind of electrical potential present.
Water may create a short-circuit that may lead to sparking (fire hazard), quick battery discharge which may generate heat, and generally cause damage to the device.
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