I specifically chose a plan that doesn’t have an upper limit. When my cats are relatively healthy, I do think I’m losing out on money (also the time to get reimbursed instead of insurance just paying like it does for humans). But I’ve seen cases where people need to pay thousands of dollars for some kind of surgery, I don’t want to get stuck with that kind of bill. If that never happens they, yeah, I’ve lost out on money. But my cats feel like my family at this point, and I don’t want to have to turn down a treatment for them for financial reasons if i can help it. and putting a smaller amount of money towards that is worth it to me, even if I never need to use it
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