From my understanding it’s legal when the repo guy comes to repossess whatever they are coming to take, but for example I saw a show about repo guys that repossessed privately owned planes, and they have to be sneaky about it. Like they’re basically stealing it, but it’s legal? Like security would try to stop them. Why are they not able to produce papers that prove they are repossessing an item and be allowed to take said item ?
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Former auto/boat repo person here. The reason you often have to do some sneaking is because the person who you are repo’ing from obviously doesn’t want you to take the vehicle, and will resist you taking it.
You do have the legal right to take the property, however you have limited power to use any force. So if the person sees you about to repo their car, and decides to jump into the car, you can not physically remove them. You also can not tow the car with them inside it. If you can block the car from leaving it’s current location then you have every right to call the police, and they will gladly force the person to get out, and assist you with the repo. This sounds great but the downside is that you have to stay with the car until the police arrive. This could take an hour or more. All the while, you have to babysit the car and deal with the person/people trying to stop you.
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