How is Dental insurance is its own thing?

Question

My fellow Americans, how the hell are teeth not covered by medical plans? Why do I have to get a completely different coverage specifically for my teeth? And who can I yell at?

Thanks in advance

In: Other

Answer 1

Dentists and Doctors have traditionally been completely seperate specialities, and the underwriting is nowhere the same. A dental policy might have a $1000- $3000 cap on expenses, while there’s no cap on medical, so a person might need a million dollars in expenses. A company that knows how to do medcal underwriting will hae no experience doing dental underwriting and vice versa.

Other countries dentists aren’t covered by whatever system doctors are covered by either.