I come from a country where most people don’t have a credit card.
I cannot wrap my head around [this](https://m.youtube.com/watch?v=vmh3_nSR1jU) documentary.
Now I get that credit card fraud *is* a big problem.
But if all you need is the card number to order stuff, and card numbers are so easy to come by as shown in the documentary, then why is not every single criminal in the US running a credit card fraud operation?
It seems super easy and low risk. Get a burner device, order stuff from public wifi, and don’t be stupid about the delivery locations.
In: 548
It’s easy enough to find card numbers and order things anonymously if you’re smart about it. The last point is the tricky one. “Dont be stupid about the delivery locations” is actually very difficult. You need somewhere that isn’t your house but is always accessible to you without being traced back to you, while also not having your packages delivered to other people who will return them or keep for themselves. And credit card fraud is easy to spot so even if you can say rent a location or po box with a stolen identity that isn’t connected to you, you still have to physically show up at that location to collect. And if that transaction is being investigated (suspicious purchases are flagged all the time), the package likely won’t show up at all, or worse there’ll be law enforcement there waiting to see who shows up.
Tldr: All the digital stuff is easy, but the IRL part is risky.
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