I come from a country where most people don’t have a credit card.
I cannot wrap my head around [this](https://m.youtube.com/watch?v=vmh3_nSR1jU) documentary.
Now I get that credit card fraud *is* a big problem.
But if all you need is the card number to order stuff, and card numbers are so easy to come by as shown in the documentary, then why is not every single criminal in the US running a credit card fraud operation?
It seems super easy and low risk. Get a burner device, order stuff from public wifi, and don’t be stupid about the delivery locations.
In: 548
I got into AI very early in a niche known as neural networks. Basically building giant brains. The only sector to ever really use the tech was banking. They have always had the most sophisticated AI to detect changes in buying patterns. They can guess at at fraudulent activity instantly and shit it down. Really quite impressive.
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