Might be wrong in a few details.
The outer layers of skin is dead skin that is built up as a protective shield and is continuously replaced as it in worn out. Those outer layers are normally kept moistened by your blood and body oils, but can also dry out rather easy.
The finger tips dont have a good means to keep moist being so far from a blood supply, so they often dry out. And next to a finger nail that skin isnt likely to be worn off before it drys, and cracks. Once it cracks that crack will go in any path it can till reaching moist skin. Those paths being your finger prints and the moist skin being the living stuff.
By ripping out a hangnail you are ripping a hole in your skin. That’s suppose to hurt. Cut them off instead with nail clippers, a knife, your teeth, or pinching with the other hands nails. Its a perfectly normal as well. Moisturizers can help prevent hangnails, but you’re stuck with them for life like all of us.
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