**Short answer, flood gives electricity the chance to pick its most preferred return path. There are times that it doesn’t prefer you. So you won’t get electrocuted.**
Long answer, Electricity returns to the source which is the power plant. Under normal conditions, its return path is via neutral wire (which is connected to the ground wire at your main that is connected to the grounding rod buried in soil/earth). The power plant also has its own connection to the Earth
In the event that a flood happens and your home’s power line gets submerged, electricity will start to bypass the normal return path. And its preferred return path….is not you.
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