If you have a bill of sale and the person who sold you the car has the title, you don’t need a bonded title. The seller can just transfer the title to your name. If it’s not a clear title or they don’t have the title at all then you should require the seller to fix that or give you your money back and return the vehicle.
A bonded title is basically “It’s mine, nobody should contest that it’s mine, but I can’t *prove* that it’s mine.” So you pay for a bond that is sufficient to pay off anyone that comes in with a valid title or lien on the vehicle.
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