In countries with universal healthcare insurance, why does healthcare insurance exist? (because everyone pays the same price)
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If you’re familiar with US insurance, it’s sort of like if the universal coverage was an HMO plan, but there is the option to upgrade to the PPO with supplemental private insurance. This gets additional benefits like priority appointments with specialists, private hospital rooms, travel coverage if out of the country, and other such benefits depending on country and plan chosen.
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