in modern banks money is just a number in a database, right? What stops the bank owners from just adding an amount to a saldo of an account?

Question

in modern banks money is just a number in a database, right? What stops the bank owners from just adding an amount to a saldo of an account?

In: Technology

Answer 1

If money goes PLUS in some account, a same amount of money needs to go MINUS somewhere else.

Just adding money to an account would get caught by audit software not just at the bank itself, but also by the audits done by external parties.