in modern banks money is just a number in a database, right? What stops the bank owners from just adding an amount to a saldo of an account?

Question

in modern banks money is just a number in a database, right? What stops the bank owners from just adding an amount to a saldo of an account?

In: Technology

Answer 1

Just adding a sum to an account balance is exactly what a commercial bank does when accepting to grant credit to a customer. Of course there are rules about how to do this.