in modern banks money is just a number in a database, right? What stops the bank owners from just adding an amount to a saldo of an account?

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in modern banks money is just a number in a database, right? What stops the bank owners from just adding an amount to a saldo of an account?

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A country’s central bank will be keeping track of all the banks in that country to make sure their numbers add up. If the central bank finds one of these banks has started to make money up there will be trouble.

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