Just was thinking about this the other day while looking at my insurance. How do people in the U.S. accumulate huge bills without hitting their max out of pockets? Are cancer treatments not usually covered by insurance? Are the doctors that provide the treatment just happening to be out of network?
I guess I’m wondering if there is anyway I can plan to not be in a situation of me or my husband rejecting treatment and dying or having huge medical bills cripple us. We’re relatively healthy now, but the future is near.
I’d like to understand better how it seems to be so *common* for people to not be covered by their out of pocket max.
Thanks.
In: 4623
Medical Insurance companies have people on full-time payroll, from development to customer support to legal, to make sure they don’t have to pay for any medical expenses incurred by those who pay them. They make their plans difficult to use, they make their websites difficult to use, they make their claims process difficult to navigate, and they make their EOB impossible to understand. Their literal business model is not covering as much as possible.
Latest Answers