Just was thinking about this the other day while looking at my insurance. How do people in the U.S. accumulate huge bills without hitting their max out of pockets? Are cancer treatments not usually covered by insurance? Are the doctors that provide the treatment just happening to be out of network?
I guess I’m wondering if there is anyway I can plan to not be in a situation of me or my husband rejecting treatment and dying or having huge medical bills cripple us. We’re relatively healthy now, but the future is near.
I’d like to understand better how it seems to be so *common* for people to not be covered by their out of pocket max.
Thanks.
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There are still many people who could easily be put into a stressed financial situation over $7,000 or so in unexpected expenses. Not everyone has that much disposable savings laying around.
And some of those in such a group might not even have insurance, or have a plan that doesn’t have an annual maximum or covers that type of service
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